By Mommy Connections
I took the leap into entrepreneurship nine years ago and, for the most part, haven’t looked back. I love having the freedom to carve my own path and do things my own way. That said, there are a couple of minor downsides of being my own boss—a big one being the lack of health benefits.
Prior to self-employment, benefits were provided as part of my former marketing gig— so my family could get the care we needed without thinking much about it. After I left my job, the benefits were hard to give up—especially since my husband is also self-employed as a real estate agent.
In the last year alone, here are just some examples of costs we would have had to pay out-of-pocket if it weren’t for our private health benefits.
- A missed leap on the part of my aspiring ‘Ninja Warrior’ son = ambulance ride.
- Multiple trips to the dentist because of my son’s weak tooth enamel.
- An eye exam for a mama whose eyes are starting to get tired from staring at a computer.
- Massage and physiotherapy for stiff muscles and cramped hands caused by that same screen.
- Cough, cold, flu …enough said = prescription coverage.
Because of our coverage, the above have been minor blips along the road— instead of major stressors or bank-account-drainers. I hope to never need to use my coverage for anything more serious (*knocks on wood*), but it gives me tremendous peace of mind knowing we’re protected for medical expenses large or small.
This blog was created in partnership with Mommy Connections. To learn more about them, visit Mommy Connections.
To learn more about what individual health plans Alberta Blue Cross offers and how they can support you, check out our website.